Our fee structure is designed to be fair and transparent. For more information on the rules and requirements of our fee structure, please see Item 5 of this disclosure document.

Investment Management

Investment management includes:

• Assessment of risk tolerance.
• Determination of appropriate asset allocation.
• Choosing investment managers.
• Account(s) monitoring.
• Communication of performance.
• Making changes as appropriate.

Fee: 1% of assets under management.

*Nominal fees by the custodian may apply. Applicable fees assessed quarterly.

Financial Planning

Financial Planning includes:

• Income Tax Planning
• Protection Planning
• Financial Position Analysis
• Investment Planning
• Retirement Planning
• Estate and Legacy Planning

Fee Formula:

• 0.25% x assets
• 0.1% x liabilities
• 0.25% x income
• 0.25% x expenses

*Investment Management clients are not subject to Financial Planning fees; Financial Planning is part of their service package.

Financial Consulting

• Identify your nature and natural relationship with money.
• Identify your financial level, state, role, and stage.
• Create a customized map to reach your near-term and long-term financial goals.

Fee: $250.00 per hour, assessed at time of service.