The 7 Human Natures: Greatness or Bondage

Always be yourself, express yourself, have faith in yourself, do not go out and look for a successful personality and duplicate it. ~Bruce Lee

From the moment you were born your nature was set. In our business we see this through the lens of finance and how people relate to money. There are only seven human natures, seven natural relationships with money. No one is better than another though each has its own positive and negative aspects. The positive side of your nature will propel you further in your evolution; it is your superpower. The negative side can keep you stuck and cause problems that repeat.

To find your nature we have created a seven question survey that you may take here. Below is a brief description of the seven natures.

Note: these concepts are still evolving, and we’ve recently changed some of the names of the natures to better describe them in financial terms.

TSicons-1 jpgThe first nature is the Taker. This isn’t bad. It just means that people with this nature can sense when what they need is around them and take it. They take that hail-mary shot, they take charge, take a chance, and they can also take money and other resources because they find value in money when they get it. These folks are characterized by a highly reactive, instinctive nature. Often they are survivors, fighters, able to weather the storm, but they aren’t getting or perceive they aren’t getting enough of what they need to thrive,  especially money. [Read more.] (Note: this nature was previously called the Reactor.)

 

TSicons-2 jpg 02The second nature is the Spender. Spenders find value in money when they spend it. They are characterized by emotional and financial, ups and downs. When they’re up they’re engaged, excited, and able to be their best selves, but when they’re down they can become immobilized. They may have the resources they need but not always when they need them- often because they spend on what they want first. Because Spenders are emotional beings, they tend to make buying decisions based on how their spending makes them feel. [Read more.] (Note: this nature was previously called the Feeler.)

 

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The Earner finds value in money when it’s earned and promptly allocated to expenses. In fact, they allocate so well there is often nothing left to save. This nature is characterized by hard work, effort, and striving. Earners don’t mind getting it done, no matter what “it” is, but they are prone to burn-out and often turn even the smallest things into large tasks. Earners often feel burdened by their responsibilities, including their finances, because they work so hard at everything.  [Read more.] (Note: this nature was previously called the Worker.)

 

TSicons-4 jpg The Saver, the fourth paradigm, finds money most valuable in savings, and they may even try to save things, animals, and other people. Though saving is appropriate at times, it can go to extremes leaving the Saver isolated and disconnected from their money. Saving more than is reasonable causes the Saver to become a hoarder and miss opportunities to pursue building wealth and increasing their capacity to save. [Read more.]

 

TSicons-5 jpg The Investor naturally seeks ways to create more value. They are typically very productive and like to enjoy their resources. Money is often a source of energy for Investors, as is exercise and interactions with others, however the Investor can become addicted to the thrill of the next big win, crossing the line and becoming a speculator. [Read more.]

 

TSicons-6 jpg The Lever prefers life to be easy. Those within the sixth paradigm tend to use their resources to make life easier and appreciate assembling and being part of a strong team. They seek collaboration where the strengths of the individuals are leveraged for greater results. On the negative side, Levers can become opportunistic and exploit others to raise themselves higher rather than collaborating to raise everyone higher. [Read more.]

 

TSicons-7 The seventh paradigm is the Giver. These folks are highly intuitive and love sharing their resources with others. They are leaders and visionaries, but when stalled in their own evolution they can become martyrs, giving away so much they have nothing for themselves. Though Givers naturally understand flow, they can become so focused on giving they can’t see when they may need to change direction. [Read more.]

 

Watch our video! Iconic superheroes and the seven paradigms: there really are no coincidences.

 

Your Financial Level     Your Financial State      Your Evolution

Master of Flow or Head in the Clouds: the Seventh Paradigm

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Do you have a strong intuition? Do you tend to assume a leadership role? Are you a visionary? Can you see beyond the now to what could be? Do you give your time, attention, money, and energy to others?

You were born with one of 7 ways of relating to the world and everything in it, and if this sounds like you it may be your paradigm: the Giver. Givers are just that: natural givers. You want to make the world a better place and want to dedicate your resources to others. You are able to envision a future and help make it a reality. You are a natural leader and inspire others. When you are at your best you feel much gratitude. You are much more able to reach a flow state that people within the other paradigms, that time when you are completely in synch with what you’re doing like great artists, musicians, athletes, etc. You are naturally able to get into “the zone” where everything just comes together.

Every paradigm has a dark side. You can be so focused on “the zone” that you are blind to what’s happening around you. You can give until you have nothing left- money, time, energy, and otherwise- which ultimately makes you a martyr. If you are giving to others so that you’ll get something back from them you’ve become manipulative or passive-aggressive. Some gifted Givers have tons of great ideas that never, ever go anywhere. This is often due to the fact that Givers often have a hard time accepting help from others because they see themselves as the ultimate helpers. Some Givers give to others to make their lives manageable, and that’s just enabling. Sometimes Givers in dysfunction become isolated because they can only do half of the give-and-take necessary for relationships.

A healthy Giver can balance their desire to give with the need to receive, replace, and restore. When people are stuck in this paradigm they end up with a diminished capacity to experience their passions and an ever-smaller ability to give. Evolving for you means increasing your ability to experience the things that matter most to you and fueling your ability to give. It’s good practice to ask yourself these questions:

  • How are my finances? Could that part of my life be better? What would that look like?
  • How are my relationships? Could that part of my life be better? What would that look like?
  • How am I experiencing my time? Could that part of my life be better? What would that look like?
  • How is my health? My nutrition? My fitness? Could that part of my life be better? What would that look like?

It is very likely that if any part of your life isn’t what you’d like it to be and you’ve experienced the same things over and over again, you’re stuck. The stress & frustration being stuck causes isn’t necessary, not just the way it is. You can evolve into your higher self, the version of you who uses your strengths to live the life you want rather than what’s left over.

The first step is to really know yourself. Take our paradigm survey to find your nature and reach out to us with your questions.

You can evolve.

Know yourself. Know what you want. Find the right coach. Evolve with your money.

 

Disclosures: The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. They do not necessarily reflect the views of LPL Financial. No strategy assures success or protects against losses.

Raising the Game or Grasping at Straws: the Sixth Paradigm

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Does this sound like you? Do you like things to be easy? Do you get frustrated by unnecessary complication, and all complication is unnecessary? Are you at your best on a team? Do you see collaboration as a way for all team members to shine by bringing their best to the table? Do you seek enlightenment and see that as crucial to your journey?

You were born with one of 7 ways of relating to the world and everything in it. If the above sounds like you then this is likely your paradigm: the Lever. Levers are natural collaborators and love being on a great team. You like to help others reach their highest potentials and enjoy others doing the same for you. You like things to be easy and seek ways to make life easier on every level. You seek enlightenment and when you’re at your best you feel fortunate. You sense opportunities that others may miss, and you naturally use your resources, (time, money, energy, etc.), to create a multiplier effect so the positivity you help create goes on and on. You love this!

Every paradigm has a dark side, however. If you get stuck in your paradigm you risk becoming over leveraged. In a financial sense, you can become over leveraged when you take on more debt than you can handle in your pursuit of making life easier. When people in this paradigm get stuck they may become exploitive by getting others to do the work to make the most of an opportunity while keeping the rewards for themselves. Dysfunctional Levers can be manipulative, getting others to buy into unhealthy endeavors or convincing others to give up their resources in exchange for little or nothing. If you seize an opportunity for your own benefit rather than for the benefit of many then you’re opportunistic, an unhealthy Lever.

Being a healthy Lever means fully understanding the differences between leverage & debt, collaboration & exploitation, and helping & manipulation. On the positive side this is a great paradigm, a tremendous asset to any group. If you are stuck in your paradigm you are not, and you are limiting your ability to experience more ease, greater enlightenment, and you can prevent yourself from reaching a higher level. It’s good practice to ask yourself these questions:

  • How are my finances? Could that part of my life be better? What would that look like?
  • How are my relationships? Could that part of my life be better? What would that look like?
  • How am I experiencing my time? Could that part of my life be better? What would that look like?
  • How is my health? My nutrition? My fitness? Could that part of my life be better? What would that look like?

It is very likely that if any part of your life isn’t what you’d like it to be and you’ve experienced the same things over and over again, you’re stuck. The stress & frustration being stuck causes isn’t necessary, not just the way it is. You can evolve into your higher self, the version of you who uses your strengths to live the life you want rather than a life that just stays the same.

The first step is to really know yourself. Take our paradigm survey to find your nature and reach out to us with your questions. Or come to our workshop on March 28 for much more information on your paradigm and how it integrates with everything in your life.

You can evolve.

Know yourself. Know what you want. Find the right coach. Evolve with your money.

 

Disclosures: The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. They do not necessarily reflect the views of LPL Financial. No strategy assures success or protects against losses. No strategy assures success or prevents against losses.

 

Thrill Ride or Ego Trip: the Fifth Paradigm

unnamed Sound familiar? Do you have lots of energy? Do the things you do give you more energy? Are you typically pretty successful, able to reap & enjoy the fruits of your labor? Do you invest your time, energy, and money in ways that give you back more of the things you want? Do you look for the next big opportunity and make the most of the opportunities that come your way?

You were born with one of 7 ways of relating to the world, and if the above sounds familiar you might just be a natural Investor. You understand the value of getting something valuable back from what you put into situations, relationships, your health, finance, and everything in life. You aren’t inclined to simply save your money but put it to use creating more money, and you like to enjoy your money as well as your time, your relationships, your health & energy. You can be fun to be with, and you value productivity.

There is a dark side to this paradigm as there are with all the others. A dysfunctional Investor is easily addicted to substances and to adrenaline. Some gamble away their cash or lose everything due to speculative investing. Your behavior can be erratic when looking for the thrill. If your investing is all about your personal gain then it’s all about the ego vacuum, feeding the ego rather than providing more time, energy, wealth, and opportunities for yourself and those around you. Getting stuck in this paradigm is easier to recognize than being stuck in the Saver paradigm because the consequences are often catastrophic: you could lose everything that matters to you if you spin too wildly out of control.

A healthy Investor knows the line between the healthy pursuit of greater value and impulsive, unhealthy pursuit of more and more. Evolving means increasing the capacity for healthy investing, experiencing greater joy, and creating more ease in daily life. You can start by asking yourself these questions:

  • How are my finances? Could that part of my life be better? What would that look like?
  • How are my relationships? Could that part of my life be better? What would that look like?
  • How am I experiencing my time? Could that part of my life be better? What would that look like?
  • How is my health? My nutrition? My fitness? Could that part of my life be better? What would that look like?

It is very likely that if any part of your life isn’t what you’d like it to be and you’ve experienced the same things over and over again, you’re stuck. The stress & frustration being stuck causes isn’t necessary, not just the way it is. You can evolve into your higher self, the version of you who uses your strengths to live the life you want rather than a life that you’ve destroyed.

The first step is to really know yourself. Take our paradigm survey to find your nature and reach out to us with your questions. Or join us for a workshop that goes deeper into the paradigms, finances, and success. 

You can evolve.

Know yourself. Know what you want. Find the right coach. Evolve with your money.

 

Disclosures: The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. They do not necessarily reflect the views of LPL Financial.

Thank you to all the artists, writers, and creators who created our superheroes. You have given our culture a great gift; you are our heroes.

 

 

Saving & the Savior: the Fourth Paradigm

supermanAre we talking about you here? Do you save stuff? Do you collect things? Save animals or other people? Do you linger in unhealthy situations because you are concerned others will fall apart without you? Are you inclined to conserve your resources like time & energy? Do you accumulate things? Are you living below your means in order to save your money? Are you saving your money in things like savings accounts or CD’s? Does your savings make you feel safe, secure, and prepared?

You were born with one of 7 ways of relating to the world, and if this describes you then this may be your paradigm: the Saver. There is a positive side and a negative side, just like all the other paradigms. On the positive side, you have the ability to build a cushion through saving your money.  You are generally prepared for any eventuality and often frugal. You are able to create safety, security, and predictability. When you successfully save others- people, animals, the environment- you do a lot of good. You waste very little.

A stuck & dysfunctional Saver has an unhealthy attachment to money, people, and stuff. Unchecked saving can become hoarding and saving others can become about control. You can be greedy, taking the biggest serving at the table if you can’t have the whole thing. You can sometimes be cheap or withholding. The money you save is likely just sitting in an account or a hole in the backyard, doing nothing rather than generating more money. You may have found yourself staying in an unhealthy job situation out of fear of missing the opportunity to save more money only to have to save yourself when it gets too bad to continue! You get the idea.

Being a healthy Saver means knowing how to balance your need to save with your need to evolve. This is a paradigm that is held up as an example to which most people are told to aspire: saving your money will save you in your later years. And saving is good to a certain extent. If you get stuck in your paradigm you are actually  limiting your capacity to save: your money can’t create greater value for you in the future. It may be hard for a Saver to know when they are stuck because a big aspect of this paradigm is comfort. However, it is a good practice to ask yourself these questions:

  • Is saving what & as much as I do propelling me forward or keeping me in one place?
  • How are my finances? Could that part of my life be better? What would that look like?
  • How are my relationships? Could that part of my life be better? What would that look like?
  • How am I experiencing my time? Could that part of my life be better? What would that look like?
  • How is my health? My nutrition? My fitness? Could that part of my life be better? What would that look like?

It is very likely that if any part of your life isn’t what you’d like it to be and you’ve experienced the same things over and over again, you’re stuck. The stress & detachment of being stuck isn’t necessary, it’s not “the way it is.” You can evolve into your higher self, the version of you who uses your strengths to live the life you want rather than teetering on the line between saving & hoarding.

The first step is to really know yourself. Take our paradigm survey to find your nature and reach out to us with your questions. Or come to our workshop on March 28; details here.

You can evolve.

Know yourself. Know what you want. Find the right coach. Evolve with your money.

 

Disclosures: The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. They do not necessarily reflect the views of LPL Financial.

Thank you artists, writers, and creators for creating the superhero that enrich our lives. You are so right-on, more than you know, and you are our heroes.

 

 

Efficiency & Burn-out: the Third Paradigm

FullSizeRenderThis may be about you. Are you motivated by the satisfaction of a job well-done? Driven to get everything done in a day? Are you a workaholic? Do you turn everything into a chore? Do you over analyze every single detail? Do you work to earn your money then allocate it all to your expenses? Can you be rigid? Do you tend to feel burdened by your responsibilities?

You were born with one of 7 ways of relating to the world, and if this sounds like you this is likely your paradigm: the Worker. There is a positive side and a negative side to this paradigm, just like there are with the others. On the positive side you are a hard worker, and you can be disciplined. You are responsible and driven. You get things done efficiently and on-time, and you pay your bills on-time or sometimes early. You find value in money that you’ve earned. You are comfortable when you’re busy. You don’t like financial or emotional ups & downs and are able to use your natural strengths to smooth them out using discipline & effort. Our culture endorses and rewards this paradigm, but that can be unhealthy.

On the negative side you are prone to burning out, reaching the end of your energy and ability to manage it all. You can feel overly burdened by your financial and other responsibilities and believe that you have to do it all alone. To make it all work you will attempt to work harder, faster, or longer rather than ask others for what you need which can cause illness, exhaustion, and resentment. You tend to think that every aspect of life that is valuable requires great effort and that life is inherently hard, and you try too hard to figure out everything.

Being a worker isn’t bad nor wrong. It’s a matter of knowing how to balance your need to work and the value you derive from it with your other needs, particularly the need to stay healthy and happy. There are times when working hard is appropriate and the ability to do so is a great asset! It may have become normal for you to live within constant striving, but if & when that no longer works for you you’ll become stressed out and that’s when you’ll know that you are stuck. Ask yourself:

  • Is working harder/faster/longer propelling me forward or keeping me in one place?
  • How are my finances? Could that part of my life be better? What would that look like?
  • How are my relationships? Could that part of my life be better? What would that look like?
  • How am I experiencing my time? Could that part of my life be better? What would that look like?
  • How is my health? My nutrition? My fitness? Could that part of my life be better? What would that look like?

It is very likely that if any part of your life isn’t what you’d like it to be and you’ve experienced the same things over and over again, you’re stuck. The stress & frustration of being stuck isn’t necessary, it’s not “the way it is.” You can evolve into your higher self, the version of you who uses your strengths to live the life you want rather than teetering on the line of functionality and collapse.

The first step is to really know yourself. Take our paradigm survey to find your nature and reach out to us with your questions.

Learn more at our workshop, presented with Optimal Health, on March 28.

You can evolve.

Know yourself. Know what you want. Find the right coach. Evolve with your money.

 

Disclosures: The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. They do not necessarily reflect the views of LPL Financial.

Thank you to all the artists, writers, and creators of the Superheroes who inspire, teach, and motivate us.  You are all heroes.

Flying High & Swinging Low: the Second Paradigm

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Is this your paradigm? Are you motivated by how & what you feel? Do you make decisions based on how you’ll feel about the likely outcome? Is your life characterized by highs & lows? Do you experience times of excitement, high energy, feeling great, and having all you need and other times of the exact opposite with very few in-between times? When you have money do you tend to spend it only to find yourself without any when you need it?

You were born with one of 7 ways of relating to the world, and if the above sounds like your life this is likely your paradigm. There is a positive side and a negative side to this paradigm just as there are with the others. On the up side, you are naturally energetic and able to fully engage with your life and those in it. You are confident committed, and you can be exciting.

Your down side is the opposite. You have no energy and can’t engage with anything that doesn’t make you feel good in some way. You can become immobilized. You can experience mood swings and become over-emotional. Sometimes you may manipulate others to get what you want which is often positive emotions. You can be an emotional spender, spending your money on things that make you feel good at the time and setting yourself up for the financial low of not having money for the things you need.

Emotions aren’t bad, nor is spending money. There are times when your feelings are critical, and you can spend your money on things that can create more value to you for the long-term. It can feel natural to live in your constant ups & downs, but that may be a form of giving up or giving in to your nature, and that boils down to being stuck in it. Is the up & down of your life propelling you or keeping you in the same place endlessly? Freeing yourself from this cycle will start your personal evolution which will naturally give you more of the ups and fewer of the downs. Ask yourself:

  • How are my finances? Could that part of my life be better? What would that look like?
  • How are my relationships? Could that part of my life be better? What would that look like?
  • How am I experiencing my time? Could that part of my life be better? What would that look like?
  • How is my health? My nutrition? My fitness? Could that part of my life be better? What would that look like?

It is very likely that if any part of your life isn’t what you’d like it to be and you’ve experienced the same things over and over again, you’re stuck. The stress & frustration of being stuck isn’t necessary, it’s not “the way it is.” You can evolve into your higher self, the version of you who uses your strengths to live the life you want rather than life on a roller coaster.

The first step is to really know yourself. Take our paradigm survey to find your nature and reach out to us with your questions. Or come to our workshop on March 28.

You can evolve.

Know yourself. Know what you want. Find the right coach. Evolve with your money.

 

Disclosures: The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. They do not necessarily reflect the views of LPL Financial.

No strategy or process assures success or guarantees against losses.

Love & Money: It’s not time to kill your lover.

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Ahh, Valentine’s Day. Candy, hearts, and fighting about money.

Does your partner seem to be from another planet as far as money, work, and value are concerned? Or does it seem like you must be two different species? Have you ever wondered why you can have a conversation in your native tongue and come away with two different perspectives on the same thing? Does it just make you crazy? Stop it. You’re both right!

This is totally normal and natural, so stop thinking what you’re thinking. You each were born with a natural way of relating to value, (money and more than money), and chances are your partner has a different paradigm. When you try to communicate you may be speaking English but you may as well be speaking two very different languages because the meaning is always filtered through your paradigm.

The second highest cause of divorce is financial stress & conflict. Within that, the largest contributor is ineffective communication. And there is a solution.

First, know your paradigm. Then know your partner’s paradigm. You can quickly and easily find your paradigms here. We’ll send you follow-up information so you can identify your financial reality. Ask yourselves if you’re living the lives you want and understand that your financial state is a choice. This means you and your partner can pursue your own version of financial utopia. Or you can spin your wheels and live in conflict.

Next, accept that you likely have very different natures and perceive your financial situation differently. That is ok! No one paradigm is better than any other, and it’s the direction you move in that matters. We will coach you on the next steps toward making your vision real and help you both evolve with your money.

Please join us if you can for a workshop that goes into much more detail about how to live and thrive with someone so…unlike you! February 25th @ 7pm in the studio at Health Body Fit Mind, 184 Main St. in South Portland, Maine. If you can’t be there we’d be happy to meet with you or talk on the phone at any time. http://bit.ly/money4lovers

It’s ok to be on different planets. You just need a shuttle to go back-and-forth. We can help.

Know yourselves. Know what you want. Find your coach. Evolve with your money.

 

Disclosures: The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.